Sheryl's Profile

Sheryl Towers
Financial Adviser
Maple Leaf Financial Services Ltd (affiliated)
"Over 20 years experience as a Financial Adviser"
I have built up an expert knowledge of the Pensions, Remortgage and Mortgage markets and have access to a variety of lenders and private banks that provide my mortgage clients with unique rates and deals not always available on the market. As a Financial Services adviser, I offer expert and specialist advice and have over 25 years experience. I offer tailored advice to suit the unique needs and objectives of my clients. FREE INITIAL CONSULTATION.
Advises clients with 100K +
< 100K 100K + 250K + 500K + 1M +
01244 621603
FREE
Initial Consultation

Having been in the Financial Services industry for over 20 years I have built up an extensive knowledge of Pensions, Mortgages, Remortgages as well as Investments, Pensions and Protection.

I have been advising on mortgages and Pensions for over 20 years. Before moving to Maple Leaf I worked for one of the well known high street banks and gained huge experience in all types of mortgages, pensions and Investments. I have spent most of my life in and around Chester but my clients are from all parts of the North West. I have gained a reputation for Integrity and have built up a high level of trust with my clients which is essential when helping people to plan their financial future. I have clients who only require mortgage advice, some pension and Investment advice and some I help with all of their Financial Planning.

As a Mortgage Broker, I have access to over 50 of the UK's top lenders, as well as private banks, so whether you are looking to buy your first home, move home or remortgage to get a better deal I can and advise and recommend the most appropriate solution based on your individual needs. If you are a landlord with a Buy to Let portfolio or have any Buy to Let properties this is also an area that I can advise on.

As a Pensions Adviser I specialise in helping those clients who are 55 years and over, or are coming up to the point where they will be accessing their pensions.

If you are looking to access your pension fund, perhaps to take advantage of your tax free allowance or you would like to know that your pension plans are sufficient to support you comfortably in retirement, then please get in touch for a free consultation. If you would like to discuss Investment planning I can access a wide range of alternatives and would be happy to discuss these with you.

• Pension Advice
• Mortgages
• First Time Buyers
• Remortgages
• Buy to Let Mortgages
• Second Charge Loans
• Investment Advice

Please feel free to call me for a no obligation chat.

Qualifications

CeMap
United Kingdom
 
CeFa
United Kingdom
 
DipFA
United Kingdom
 

Mortgages & Remortgages

I have access to a wide range of mortgage lenders and can help if you require a remortgage for moving house, or you are simply are looking to release equity or are looking for a better deal than you have with your existing lender or are coming to the end of your fixed deal.

I have access to market leading rates through specialist lenders, private banks as well as mainstream mortgage providers.

There are some excellent 2, 3, 5 and even 10 year fixed deals available for you to take advantage of at the moment and I will always look to source the best remortgage to suit you.

First time Buyers

If you are a First Time Buyer, then finding your first mortgage can be a daunting prospect, but I'm here to make sure you get friendly and expert advice to help you get the right deal and I'm here to guide you through the whole application process, from beginning to end.

Whatever type of mortgage advice and help you are looking for, please contact me for a FREE CONSULTATION - I can help.

Buy-to-Let Mortgages

Whether you are looking for your first Buy-to-Let property or you are a more experienced landlord I can help with your Buy to Let mortgage, comparing rates, fees and exclusive deals not available to everyone.

Whether you are looking to refinance your properties in order to release equity or shopping around for a better deal I can help.

There are some excellent 2, 3, 5 and even 10 year short and longterm fixed options available for you to take advantage of at the moment and I will always look to source the best remortgage to suit you.

With exclusive deals available, whatever type of Buy-to-Let advice and help you are looking for, please contact me for a FREE CONSULTATION - I can help.

Pensions
(Fund value in excess of £50k)

If you are reaching the age of 55 or over and are thinking of accessing your private pension it is essential to get qualified Financial Advice.
If you're aged over 55 and looking to take your pension benefits, you now have far greater choice thanks to the government's pension reforms.

Previously, many people would have to buy an annuity with their pension to receive an income. Now however, there are a number of ways to get a regular income.

The importance of advice

With greater choice comes increased complexity, so it's important to take advice - especially with something as important as your pension. Let us help you understand the choices available and what's best for you.

I am able to offer advice on types of Pension planning. So if you are looking for help to achieve your current or new financial goals, plan for your future or imminent retirement, or simply want to preserve your existing estate for your loved ones, then I am the ideal person to help.

With access to some of the most well known Pension and Investment companies, and over 20 years experience, I can advise you on your options.We recommend all of our clients to review their full financial affairs, as part of their ongoing relationship with Maple Leaf Financial Services. If you require advice on these services, or simply want to have a chat, then please contact me:

• Pension advice
• Pension access
• Pension drawdown
• Annuities
• Retirement Advice
• Pension Income

Investments

I am able to offer advice on all aspects of Financial Planning and Investments. I can help you to invest large sums of money or Tax Planning and Intelligent saving to retirement and estate planning whilst ensuring all solutions are as tax efficient as possible.
I can offer advice on Porfolio Investments, ISA'S, Bonds and Savings Products.

• Porfolio Investments,
• ISA'S,
• Bonds,
• Savings Products,
• Inheritance Tax Planning

Please get in touch for a free, no obligation consultation.

Maple Leaf Financial services are your local provider of Mortgages, Protection, Pensions and Investments and have been established for over 15 years. Our team of Financial Advisers offer the highest quality of service to our clients and will ensure that you have access to a wide range of products from some of the best known names in the Industry. Our customer Service is exemplary and many of our clients have been referred to us by other satisfied customers.
With Sound Financial advice Maple Leaf can assist you in making the correct decisions to use your money wisely for you and your family.

Maple Leaf Financial Services

Maple Leaf are a well established Financial Services company offering a range of services. We have been trading for over 15 years and have built a reputation for excellent Financial advice and outstanding customer service. With hand picked highly qualified advisers we cover the whole of the UK and can advise on the following products:

Residential Mortgages and Remortgages

With access to a wide range of Mortgage lenders and exclusive deals we can help to find our clients highly competitive mortgage rates and will guide you through the whole mortgage process. Whether you have come to the end of an existing fixed rate deal, are shopping around for a better rate or are looking to move house we will find the right product to suit you. With the different areas of expertise within the business we are able to deal with mortgages from £100k to high value mortgage lending over £1million

Buy to Let Mortgages

Maple leaf have managed to find Buy to Let mortgages for a range of different clients. We have found mortgages for people entering into the Buy to Let market for the first time along with highly experienced Landlords with complex portfolio lending requirements.

First Time Buyers

We are able to source competitive mortgage products for first time buyers but most importantly are able to guide you through the whole process from application to completion.

Commercial Mortgages

We have relationships with a range of companies offering Commercial mortgages and can deal with clients looking for high value lending.

Pensions/Investments

Maple Leaf are able to access some of the best known Investment and pension companies in the market. Whether you are looking to access your pension fund within the next 12-24 months or have funds to invest we can give you qualified advise to help you make the best decisions for your financial planning requirements

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The value of investments can fall as well as rise and you may not get back the full amount invested. Specific risks associated with particular products will be included in the product documentation.
Maple Leaf Financial Services Limited is an appointed representative of Openwork Limited, Washington House, Lydiard Fields, Swindon, SN5 8UB, which is authorised and regulated by the Financial Conduct Authority. Openwork Limited's Financial Services Register number is 408285.

Maple House
23 Watergate Row South
Chester, United Kingdom
Operates in:
 United Kingdom
Regulator Name: Financial Conduct Authority (FCA)
Regulator Website: https://www.fca.org.uk
Company Regulatory Reference Number (CRRN): 215157
Personal Regulatory Reference Number (PRRN): 215157

Operational countries

Country
Regulator ID
CRRN
PRRN
United Kingdom
215157
215157