I have more than 25 years experience in providing independent financial advice, the majority of this in the UK, a highly regulated environment. I hold the CII (Chartered Insurance Institute) Financial Planning Certificate, Advanced Financial Planning Certificate, CeMap (the recognised mortgage qualification) and various specialist diplomas and examinations and am a member of the Personal Finance Society. Although I am no longer UK (FCA) authorised as I work in the UAE, I have more than enough qualifications to do so., being level 4 RDR qualified.
There is little in the way of compliance and regulation in the UAE, so it is particularly important to ensure that you are entrusting your future to someone who is properly qualified, with more than the very minimum required to practice in a home country. My profession has been tarnished in the UAE by unscrupulous salespeople, but many of us are highly ethical in our working practices and guard our reputations carefully.
You can find more information about my professional background in LinkedIn and my own website and read testimonials from clients.
I have run many workshops and seminars on financial planning issues for expats generally, and also for women specifically. There is never a charge for an initial meeting and I am always happy to meet for a chat to see how I can assist.
I work on either a fee or commission based, depending on circumstances and requirements, and look forward to the tightening of regulations in the UAE in the next couple of years.
In addition to my main role as an Independent Financial Adviser, I write a column in the Personal Finance section of The National newspaper, published every Saturday, entitled On Your Side in which I resolve personal financial and consumer issues. This has now been running for over eight years. I also write other financial articles for The National, have appeared in many other publications including Gulf News, Aquarius, Esquire Middle East, Time Out Dubai, Good Taste, What’s On and Good magazines as well as on the BBC website. I have a regular guest spot of the Dubai Today show on Dubai Eye 103.8FM on the second Monday of every month.
Above all I see my role as advising people on how to get the best out of their finances, how to protect their family and how to achieve their goals with practical and honest advice. I work with people over the long term and provide in-depth investment reviews using professional tools that are rarely used in the UAE. I have been living in Dubai for over 10 years so I have detailed knowledge of the country and this is useful when providing holistic advice for the long term.
Advice provided on: personal financial planning, savings and investments, UK and offshore pensions (SIPPs & QROPS), life cover, medical insurance, critical illness cover, offshore banking, mortgages (UK & UAE), currency transfers, UK tax issues, education funding, exit planning and strategies, and shareholder and partnership protection.